I’m not a financial professional. I wish I could be totally baller and say something like “I’m not a financial professional, but I’ve made millions of dollars with my strategies and now I want to share them with you.” Maybe I’ll be able to tell you that eventually, but not right now. I do have a Masters in Finance and Economics, but if you’ve checked out the obscure and abstract curriculum of my education, you’ll know that it really doesn’t give me any authority whatsoever to dish out professional financial advice (I did get pretty awesome at valuing exotic derivatives though, but that’s not gonna help anybody).

I’m just a geeky dude who’s been passionate about personal finance since I was 17. This blog is written with the knowledge I’ve picked up from researching through blogs, books, and websites, as well as my own experiences in saving, investing, and spending. This blog is written from one consumer to another – I don’t represent any financial institution, company or bank – which also means I don’t have any conflicts of interest. I’m just here to share what I’ve picked up so far, and hope that it’ll help you when you’re making your own personal finance choices.

The contents are not intended to be investment, legal, insurance, tax, or financial advice and should not be construed as such. I am not a financial professional and make no claims to be one. This website is not intended to replace the advice of a qualified professional, nor are the contents intended to cover every subject area available in a professional financial planning curriculum. The reader should seek the advice of a qualified professional as appropriate.

The information contained in this website is for general information purposes only. While I endeavour to keep the information up to date and correct, I make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will the blogger be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Through this website you are able to link to other websites which are not under my control. I have no control over the nature, content and availability of those sites. The inclusion of any websites, companies, and products is provided for the reader’s convenience and does not necessarily convey a recommendation or endorsement.

Okay, now that we’ve got the boring stuff out of the way, let’s hatch a rich life 🙂

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